The sector’s silent threat
"Technology without talent rarely transforms outcomes."
Fintechs advance with specialised squads; many MFIs lack the people to run, integrate and evolve digital solutions at pace. We present the Peru case as a practical reference and translate lessons to Mexico and Colombia.
Peru — CMAC
Regulator: SBS.
Offer: Microcredit, savings, payments; branch + mobile.
Pain points: Core migration, channel modernisation, cybersecurity, analytics.
Key roles: Solutions architect, DevOps/Cloud, QA Automation, Mobile, Data/BI, Security.
Mexico — SOFIPOs & SOCAP
Regulator: CNBV.
Offer: Microcredit, savings, payments; physical + digital channels.
Pain points: Digital onboarding (KYC), AML/Compliance, core modernisation, mobile UX.
Key roles: Backend (.NET/Java), Compliance tech, DevOps/Cloud, QA, Mobile/UX, Data/BI.
Colombia — Microfinance banks & cooperatives
Regulator: SFC.
Offer: Productive microcredit, savings, correspondent banking, digital channels.
Pain points: Secure digital origination, payments interoperability, risk & collections analytics, core modernisation.
Key roles: API/Event integration, DevOps/SRE, Security (fraud/IAM), Data/BI & risk, Frontend/Mobile, QA/Performance.
Peru reference: ensure continuity while extended teams deliver digital channels and analytics in 6–8 week cycles.
01 The real challenge: beyond technology
Beyond systems and apps, the constraint is people. As Wirbi’s Luis Kitayama states:
"The real challenge is developing and retaining teams able to operate, integrate and evolve solutions."
— Luis Kitayama, Director of Technology Efficiency, Wirbi
Slow programmes
Multi-year digital migrations.
Dual operation
Maintain legacy whilst building modern channels.
02 The reality of digital transformation
Migration to digital platforms requires parallel guarantees:
Critical guardrails
Operational continuity
No disruption to traditional services
New experiences
Iterative delivery of modern channels
Emerging technologies
AI and advanced analytics
03 Staffing IT: the strategic solution
A practical lever to close the talent gap. As Piero Pezzia notes:
"Banks, retailers and telecoms scaled with this model; many microfinance institutions have not adopted it yet."
What it is
Specialist partner embeds vetted technologists within your squads.
Benefits
Faster outcomes, shorter ramp-up, continuity preserved.
04 Case studies in banking
"BCP, BBVA and Interbank deployed this model to launch digital channels in months, not years."
— Piero Pezzia, Director of Strategy, Wirbi
Time reduction
Project implementation
Faster delivery
Product development
Satisfaction
Among adopters
05 5 steps to Staffing IT
A practical blueprint (per Robinson Bocanegra, Wirbi):
Pick the strategic partner
Verify experience and fit; define the engagement model.
Identify profiles
Map roles to business goals and roadmap.
Targeted search
Balance technical and cultural competencies.
Technical validation
Assess capabilities prior to onboarding.
Ways of working & retention
Define rituals and retention to minimise churn and protect knowledge.
Our Experts
Leaders in Digital Transformation & Staffing IT
The future of microfinance
Transformation must focus on people, not only platforms.
Institutions that solve the talent gap will lead the next era of digital financial services across the region.
3 years
Typical transformation timeframe
75%
Time reduction with Staffing IT
100%
Operational continuity
📚 References
Robinson Bocanegra
Gerente de Nuevos Negocios de Wirbi
Conecto a líderes IT con especialistas validados para acelerar iniciativas tecnológicas con resultados tangibles | Data Analytics, BI, Software, Cloud | Staffing & Hunting IT